Well, perhaps you should consult in a counselor, or a doctor to maybe get some stress pills for your depression.
As for the sex, perhaps using a sexual lubericant might help, or switching up your routine. And you say you enjoy it once you start, so just keep that thought in mind when your husband is ready and you aren't. Don't force yourself to do anything though.
Also, talking to your husband might help to. Communication is really the key to a happy marrige.
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